FINANCING PROGRAMS

Hard Money Loans

A hard money loan is mainly based on the value of the property as collateral and typically you can get a loan up to 70 percent of the property value. If you are tight on schedule and looking for a quick loan process with minimum paper work. Hard money loans are the way to go (almost same as you are purchasing with cash).

They have relatively high interest rates and costly fees compared to conventional loans. Hard money loans do serve a purpose to those who need money fast. 

Hard Money Loans range from $50,000 to $8 million dollars. Terms vary, but you can have very short terms up to three years with a variety of upfront costs and an interest rate that is typically higher than subprime rates. 

These are the type of properties we can finance for Hard Money: Office, Retail, Mixed-Use, Industrial, Commercial Condominiums, Warehouse, Self Storage, Non-Owner Occupied Luxury Residential, Mobile Home Parks, Gas Stations, Other cases by case. 

We are just a call away, call us at 956 217-0391 or click the button below to contact online.

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Apartment and Multi-Family Loans

If you are planning to purchase an apartment building, a condominium or any multifamily residential complex, we are here to assist. In most cases, we can get a multifamily loan approved for you for 85% of the total value of the property. We are an apartment mortgage company offering a wide variety of financing options for apartment loans nationwide. We offer aggressively priced apartment loans. Our company has partnered with Fannie Mae, Freddie Mac, HUD, FHA, REITs, Conduit, banks, and selective institutional investors. We are an apartment mortgage solution provider offering highly customized solutions to help meet the investment needs and requirements of our clients.

Whether you need a purchase loan for multifamily apartments or an apartment loan refinance we can help you by providing the lowest possible rates and a hassle-free process. Our goal is to make the process of getting your multifamily loan quicker and easier than ever. We provide the most comprehensive apartment financing programs available. Whether you’re looking for a conduit, traditional, or stated income apartment loan, we will meet both your individual and professional investment objectives. We can help you in getting:

Low rates for apartment purchase loans or to refinance apartment loans
Up to 85% financing for apartments and multifamily properties of all types
Terms for fixed rates from 5 – 7 years
Apartment Loan amortization up to 25 years in some cases
Low and flexible prepayment penalties with the ability to buy down the term
Low overall loan costs and -0- due diligence fees!
Loan Amounts from $500,000 to $50,000,000
Our Lending Programs:
Small apartment loans – Multifamily mortgages ($1-$5 Million)
Mid-balance apartment loans – Multifamily mortgages ($5-$25 Million)
Large apartment loans – Multifamily mortgages (No Maximum)

Contact our mortgage advisors. We are just a call away, call us at 956 217-0391 or click the button below to apply online.

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Commercial Real Estate Loans

If you have a commercial financing need, our company has a program for you. Whether you desire to purchase, refinance, or construct a commercial building, we are your best source for financing. We have an unlimited nationwide financial network available so a loan package can be tailored to suit your specific needs.

Most loans are asset-based, relying on the property income potential and value, which enables us to provide financing for a wider variety of projects than most lenders. Competitive rates for all types of income property financing. A wide variety of property types and credit quality can be considered for the commercial mortgage financing program.

Contact our mortgage advisors. We are just a call away, call us at 956 217-0391 or click the button below to apply online.

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Office Buildings

We offer commercial loan programs to suit nearly every borrower, traditional office building or and any modern office facility. We have very creative and custom loans for Office Buildings to fit your investment needs.

Whether you need to refinance a $10,000,000 loan or need financing for an acquisition of a $25,000,000 Commercial Office Building, we are experienced at providing and structuring your Loan.

We understand the special financing needs of Office buildings. That is why our professional staff is prepared to provide knowledgeable, and courteous help to fund your loan. Our commercial loan programs are quick financial solutions for commercial property owners and investors. These loans are generally for higher quality real estate and lower leverage. Minimum thresholds for these loans are now $1 million. Rates continue to be historically low.

Qualifying types of Office properties include:

Medical Facilities
Suburban and urban office buildings,
Professional and medical office buildings
Single tenant office properties with long term lease located in strong
Research parks & High-Tech parks
Non-specific details of the new order Conduit Programs include:
70% – 80% Loan to Value
1.25 Debt Service Coverage
Good Occupancy
Rates in the low +/- 5% range

If you are looking for a loan for your office buildings, contact our mortgage advisors now.

We are just a call away, call us at 956 217-0391 or click the button below to apply online.

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Bridge Loans

Short term mortgage financing that is in place between the termination of one loan and the beginning of another loan. Also, a form of interim loan generally made between a short term loan and a permanent (long term) loan, when the borrower needs to have more time before taking the long term financing. Commonly used for construction or rehab. Rates are higher than a conventional loan because financing is short term.

The program is designed to provide the flexibility of a structured loan while offering the ability to eventually lock into the most favorable permanent financing that exists for individual business needs. We specialize in loans of $100,000 to $100 million that are designed to solve problems for business with special needs and circumstances.

Conventional Lending (Bridge Loans) from 6.50% to 7.50% at 1 pt
Asset Based Lending (Bridge Loans) from 8.99% to 12% at 2 to 4 pts
One Week Closing (2 to 24 Hour Turnaround)
Up to 100% LTV (with Additional Collateral)
Equity Participation Structured Financing
Interest Only Payments
Loan Terms From 6 to 36 Months

We have a long list of quality lenders nationwide, each specializing in different areas suited for their expertise including securities, commercial real estate, accounts receivables, factoring, equipment used in your business and many others.

We offer loans for any type of real estate situation where a quick closing is needed. With just 24-hour turn-around times, you can get the money you need fast. With the right bridge loan provided you can have the cash, you need by tomorrow. Apply online today to get the loan process started. If you have any questions about the bridge loans, please feel free to contact us today.

Apply online today to get the loan process started. If you have any questions about the bridge loans, please feel free to contact us today.

We are just a call away, call us at 956 217-0391 or click the button below to apply online.

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Commercial Mortgage Refinance

Commercial Mortgage Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. Refinancing is done to allow a borrower to obtain a different, and even better interest term and rate. The terms and conditions of loan refinancing may vary widely by state, based on several economic factors such as inherent risk, projected risk, regulations, and borrower’s creditworthiness.

Some good reasons to refinance:

A Lower Monthly Payment.
Avoid Balloon Payments.
Leave adjustable-rate mortgages and refinance into fixed-rate loans.
It is possible to procure refinancing that would capture significantly lower interest rates. Even a reduction of 0.5 percent can greatly affect the monthly payment and amount of interest paid over the long-term. Lowering the company’s repayment obligation can yield many positive benefits. Today, refinancing can be achieved with the originator of the loan or with other, outside lenders.

Most businesses in the US must seriously consider their cash positions and their ability to grow. If an enterprise has demand and has growth potential, the equity in their property can be a useful resource to spur said growth.
The following property-types can be refinanced using commercial property mortgages:

Retail centers
Mixed-use
Office buildings
Investment properties
Retail premises
Apartments

Commercial mortgage refinance is one of the main services offered by us. We offer a wide range of financial loan products to assist you to refinance your existing commercial real estate loans.

Call us at 956 217-0391 or Click the button below to see if you qualify for a Commercial Mortgage Refinance Loan.

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Conventional Mortgage Loans

Conventional loans are the most common type of loans that are not insured or guaranteed by the government. These loans adhere to Fannie Mae guidelines. Fannie Mae, or Federal National Mortgage Association, is a corporation created by the federal government that buys and sells conventional mortgages. It sets the maximum loan amount and requirements for borrowers.

Conventional loans offer better interest rates than non-conventional loans. The decision on qualification belongs solely to the lender and there may be fewer restrictions on the applicant’s personal financial situation than a government-backed loan. These loans typically involve a 25% equity injection. These loan programs are typically useful for long term construction financing for new builds of all kind of commercial property types.

We are offering low, long term fixed rates and flexible underwriting. Conventional loans are available nationwide for both investors or owner-users.

If you are looking for a conventional loan, contact our mortgage advisors now.

We are just a call away, call us at 956 217-0391 or Click the button below to apply online.

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Account Receivable Finance

WITH OUR PARTNER RIO GRANDE CAPITAL LLC, WE CAN HELP YOU OBTAIN FLEXIBLE PROGRAMS TO FUND YOUR NEEDS.

LOCAL AND INTERNATIONAL FACTORING AND ACCOUNT RECEIVABLE LINES:

  • Manufacturers
  • Distributors
  • Wholesalers
  • Staffing
  • Transportation
  • Service Companies
  • Truck Drivers
  • Construction Projects

 WHAT ABOUT THE MEDICAL SIDE? 

  • Sole Practice Physicians
  • Group Practice Physicians
  • Nursing Homes
  • Home Healthcare Companies
  • Rehabilitation / Physical Therapy Companies
  • Chiropractors
  • Small Hospitals
  • Laboratories
  • Medical Equipment and Supply Companies
  • MRI Facilities
  • Dentists 

 

The process of factoring involves purchasing a client’s trade accounts (accounts receivable or invoices) at a discount in exchange for immediate cash.  

Factoring is one of the oldest forms of finance in the world, and millions of businesses across the world rely on factoring to continue their operations every day. 

Factoring is a valuable solution to traditional lines of credit. Global Fox Financial only works with the top factoring companies in the United States and in turn can offer the most competitive terms available today.

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Fixed Rate Mortgage

A fixed-rate mortgage (FRM) offers a monthly payment that does not change over time and result in a portion of the loan’s principal being paid down every month. Typically, the shorter the loan period, the more attractive the interest rate will be. It was the first mortgage loan that was fully amortized (fully paid at the end of the loan) precluding successive loans, and had fixed interest rates and payments. Fixed rate fully amortizing loans have two discrete features:

the interest rate remains fixed for the life of the loan.
Secondly, the payments remain level for the life of the loan and are structured to repay the loan at the end of the loan term.
The most common terms are 15-year and 30-year mortgages, but shorter terms such as 10 years are available as well. 15 or 30-years are the most popular fixed rate mortgage loan terms. A 30-year amortizing loan typically has lower payments than a 15-year loan, but a slightly higher interest rate than a 15-year loan.

Payments on fixed-rate fully amortizing loans are calculated so that the loan is paid in full at the end of the term. During the early amortization period, a large percentage of the monthly payment is used for paying the interest. As the mortgage is paid down, more of the monthly payment is applied toward the principal.

We are just a call away, call us at 956 217-0391 or click the button below to contact online. 

Commercial Mortgage financing Programs

Commercial loans are loans issued by commercial lending institutions to fund secured and/or unsecured debt. A commercial mortgage is a mortgage loan made using a commercial building or other business real estate as collateral to secure repayment.

We offer a variety of commercial financing programs with competitive rates and terms to meet your needs. Whether you are looking for a long-term fixed rate or short term bridge loan, our mortgage professionals have the experience and knowledge to guide you through the financing process and obtain the product that best suits your needs.

Click the links on the left side to see financing programs offered by us or contact our mortgage advisors.

We are just a call away, call us at 956 217-0391 or click the button below to apply online.

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